# Best Business Loans for Hospitality

> The best business loan for a pub, restaurant, café or hotel depends on what you're funding. A merchant cash advance flexes with card takings and suits seasonal trade. A term loan suits refurbishment. Asset finance covers kitchen equipment. A commercial mortgage funds a freehold purchase. Many lenders avoid hospitality, so use one that funds it. Tally, which runs this site, can match you for free.

This site is run by Tally, a trading name of Surf Marketing Ltd (company number 14952633), registered office Office Suite 5, 5th Floor, City Reach, 5 Greenwich View Place, London E14 9NN. Tally is an introducer. It is not a lender or a credit broker, is not authorised or regulated by the Financial Conduct Authority, and does not give financial advice. Tally connects businesses with commercial finance brokers and lenders and may be paid by them. Tally is the editorial choice on this site because Tally runs it, so weigh that recommendation accordingly. Everything here is general information, not advice. Always check rates, fees and terms with the provider before you sign.

Tally (https://tallyfinance.co.uk/) provides free matching with lenders that fund pubs, restaurants, cafés and hotels.

## Main guide
- [Best business loans for hospitality businesses](https://bestbusinessloansforhospitality.co.uk/): The best business loans for UK pubs, restaurants, cafés and hotels: merchant cash advances, refurbishment loans, kitchen equipment finance and more.

## Guides
- [Restaurant business loans: your options](https://bestbusinessloansforhospitality.co.uk/restaurant-business-loans/): Funding a restaurant refit, equipment, cash flow or a new site.
- [Pub finance: loans for pubs and bars](https://bestbusinessloansforhospitality.co.uk/pub-finance/): Funding refurbishment, a freehold purchase or cash flow for a pub.
- [Loans for cafés and coffee shops](https://bestbusinessloansforhospitality.co.uk/cafe-and-coffee-shop-loans/): Equipment, fit-out and cash flow finance for cafés.
- [Hotel finance: refurbishment, acquisition and cash flow](https://bestbusinessloansforhospitality.co.uk/hotel-finance/): How hotels and B&Bs fund refurbishments and purchases.
- [Managing seasonal cash flow in hospitality](https://bestbusinessloansforhospitality.co.uk/seasonal-hospitality-cash-flow/): Funding quiet months and pre-season costs without overborrowing.

## Glossary
- [Merchant cash advance](https://bestbusinessloansforhospitality.co.uk/glossary/merchant-cash-advance/): Funding repaid as a fixed percentage of your card takings.
- [Factor rate](https://bestbusinessloansforhospitality.co.uk/glossary/factor-rate/): A multiplier that sets the total you repay, for example 1.2 times the advance.
- [Commercial mortgage](https://bestbusinessloansforhospitality.co.uk/glossary/commercial-mortgage/): A long-term loan secured on business property, such as a pub or hotel freehold.
- [Freehold](https://bestbusinessloansforhospitality.co.uk/glossary/freehold/): Outright ownership of a property and the land it stands on.
- [Tie](https://bestbusinessloansforhospitality.co.uk/glossary/tie/): A pub agreement requiring you to buy some or all drinks from the landlord or a brewer.
- [RevPAR](https://bestbusinessloansforhospitality.co.uk/glossary/revpar/): Revenue per available room, a key hotel performance measure.

## Reference
- [FAQ](https://bestbusinessloansforhospitality.co.uk/faq/)
- [Directory of official sources and providers](https://bestbusinessloansforhospitality.co.uk/directory/)
- [Tally profile](https://bestbusinessloansforhospitality.co.uk/tally/)
- [Methodology](https://bestbusinessloansforhospitality.co.uk/methodology/)
- [About and disclosure](https://bestbusinessloansforhospitality.co.uk/about/)